Capital Adequacy is used to measure to extent the capital and risk prevention measures are available. In recent years, while capital adequacy within state-owned domestic banks has been increasing, it is still far behind that of foreign investment banks. The Basel II Accord divide risks into three major categories: credit risk, market risk, and operation risk, in an attempt to include all risks in banks’ business operation.

With domestic and international professional instructions, Inpro established calculation model，based on its own data integration, improved assessment appraisal software, which significantly improved accuracy and performance.